News Democrat Public Notices 01/07/26

NOTICE TO CREDITORS

ESTATE OF BILLY JAMES BAKER

(Deceased)

2025-PR-108

Notice is hereby given that on the 17^th day of December, 2025 Letters of Administration in respect to the Estate of BILLY JAMES BAKER, deceased, who died on October 10, 2025, were issued to the Administratrix  by the Chancery Court of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedents date of death.

This 17^th day of December, 2025.

Angela Rana Baker

1584 Hargis Rd.

McEwen, TN 37101

Personal Representative(s)

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

Jeffrey Mobley

Emily Harvey

Mobley & Gontarek, PLLC

2319 Crestmoor Rd.

Nashville, TN 37215

Attorney for Personal Representatives

Publication Dates: December 31, 2025 and January 7, 2026.

NOTICE OF TRUSTEE'S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 23, 2025, and the Deed of Trust of even date securing the same, recorded June 17, 2025, in Book No. 7, at Page 1920, in Office of the Register of Deeds for Humphreys County, Tennessee, executed by Jimmy Connell Byrum, Jr and Shelly R Byrum, conveying certain property therein described to Meryl N Keegan as Trustee for Apex Bank; and the undersigned, Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Apex Bank.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Foundation Legal Group, LLP fka Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Apex Bank, will, on January 22, 2026 on or about 11:15 AM, at the North Door of the Humphreys County Courthouse 202 Court Square, Waverly, TN 37185, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all redemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Humphreys County, Tennessee, and being more particularly described as follows:

Located in the City of Waverly, in the Second Civil District of Humphreys County, Tennessee, and being Lot No. 53 in the Cedar Hill Subdivision, a plat of which is of record in Plat Book 2, page 84, in the Register's Office for Humphreys County, Tennessee, described as follows; BEGINNING at an iron pin in the east margin of Cedar Hill Drive, same being the northwest corner of Lot No. 52; thence with the east margin of Cedar Hill Drive North 20º East 150 feet to an iron pin, and thence on with said Cedar Hill Drive 29 feet to the southwest corner of Lot No. 54; thence with the south boundary line of Lot No. 54 South 75º East 300 feet to an iron pin, the southeast corner of Lot No. 54; thence South 3º 30' West 186 feet to an iron pin, the northeast corner of Lot No. 52; thence with the north boundary line of Lot No. 52 North 70º West 358 feet to the point of beginning. This conveyance is made subject to restrictions of record for Cedar Hill Subdivision in Deed Book 76, page 45, Register's Office of Humphreys County, Tennessee.

ALSO KNOWN AS: 123 Cedar Hill Drive, Waverly, TN 37185

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property:

JIMMY CONNELL BYRUM, JR SHELLY R BYRUM

TENANTS OF

The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed and that notices of said postponement for inclement weather will be mailed to interested parties of record. As of July 1, 2025, notices pursuant to Tennessee Code Annotated

§35-5-101 et seq. are posted online at www.internetpostings.com by a third-party internet posting company. FLG No. 364602

DATED December 22, 2025

Foundation Legal Group, LLP fka WILSON & ASSOCIATES, P.L.L.C.,

Successor Trustee

Publication Dates: December  31, 2025 and January 7, 2026.

NOTICE TO CREDITORS

ESTATE OF JOEL REED FIELD

(Deceased)

2025-PR-112

Notice is hereby given that on the 30^th day of December, 2025 Letters Testamentary in respect to the Estate of JOEL REED FIELD, deceased, who died on November 22, 2025, were issued to the Executor by the Chancery Court of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedents date of death.

This 30^th day of December, 2025.

Kenneth Reed Field

24 Hughes Loop

Milan, TN 38358

Personal Representative(s)

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

Michael R. Hill

Mary Beth Rast

P.O. Box 679

Milan, TN 38358-0679

Attorney for Personal Representatives

Publication Dates: January 7 and 14, 2026.

PUBLIC NOTICE

The public will take notice that in accordance with the regulations of the Sunshine Law the Audit Committee of Humphreys County Government will meet in the Conference Room of the Rawlings Building at 102 Thompson St, Waverly, TN on January 12, 2026 at 5:30 PM.

Publication Dates: December 31, 2025 and January 7, 2026.

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

STATE OF TENNESSEE, Humphreys COUNTY

WHEREAS, Thomas Wendt, married, and joined by his spouse, Suzanne Wendt, as borrower(s), executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Guaranty Trust Company, Lender, and Matt B. Murfree, Trustee(s), which was dated 5/28/2009, and recorded on 5/29/2009, as Instrument No. 09001333 in Book TD207 Page 2273, securing the payment of a Note in the amount of $83,130.00, The subject Deed of Trust was modified by Loan Modification and recorded as Book No. TD228 Page No. 55 on 3/12/2018, in Humphreys County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust; Carrington Mortgage Services, LLC, (the “Holder”), appointed the undersigned, Vylla Solutions – Tennessee, LLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Vylla Solutions – Tennessee, LLC, Substitute Trustee, by virtue of the power and authority vested in it, will on 1/29/2026, at or about 11:00 AM at the usual and customary location At the front door of the Humphreys County Courthouse, 100 N Court Square, Waverly 37185, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Humphreys County, Tennessee, to wit:

Land situated in Humphreys County, Tennessee:

LYING AND BEING SITUATED IN THE SECOND CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE AND BEING LOT #7 OF MODERN ACRES SUBDIVISION, A PLAT OF WHICH IS OF RECORD IN PLAT BOOK 3, PAGE 20, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO THOMAS WENDT BY DEED OF RECORD IN DEED BOOK 193, PAGE 2655, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

THIS CONVEYANCE IS MADE SUBJECT TO RESTRICTIONS AND PROTECTIVE COVENANTS FOR MODERN ACRES SUBDIVISION OF RECORD IN DEED BOOK 116, PAGE 381, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

Tax Parcel ID: 064B C 01800 000

Address/Description: 113 WASHINGTON CIR, WAVERLY, TN 37185

Current Owner(s): Thomas Wendt

Other Interested Party(ies): United States of America, acting through the Rural Housing Service

If the Internal Revenue Service and/or U.S. Department of Treasury is listed as Other Interested Party above, then the notice required under 26. U.S.C. 7425(b) was timely provided and the sale of the land advertised will be subject to the right of the U.S. to redeem the land as provided in 26 U.S.C. 7425(d)(1).  If the Tennessee Department of Revenue and/or the Tennessee Department of Labor and Work Force Development is listed as Other Interested Party above, then the notice required under TCA 67-1-1433(b) was timely provided and for each lien identified, the sale of the land advertised will be subject to the right of The State of Tennessee to redeem the land as provided for in TCA 65-1-1420.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn/postpone the day of the sale to another day, time, and place certain, by verbal announcement at the time and place for the sale set forth above; if the postponement is for five (5) days or more, the postponement announcement will also be posted on website of www.foreclosure-postings.com

Except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied.  All sales are “as is”, “where is’.

The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds.  Insufficient funds will not be accepted.  Amounts received in excess of the winning bid will be refunded to the successful purchaser.  This property is being sold with express reservation that the sale is subject to confirmation by lender or Substitute Trustee.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Vylla Solutions - Tennessee, LLC, Substitute Trustee

P.O. Box 3309

Anaheim, California 92803

Phone: (888) 313-1969

TS#: 25-37553

Online Posting Website and Date of Posting: www.foreclosure-postings.com

Publication Dates: December 10, 2025, January 7, 14, and 21, 2026.