News Democrat Public Notices 01/14/26

NOTICE TO CREDITORS

ESTATE OF JOEL REED FIELD

(Deceased)

2025-PR-112

Notice is hereby given that on the 30^th day of December, 2025 Letters Testamentary in respect to the Estate of JOEL REED FIELD, deceased, who died on November 22, 2025, were issued to the Executor by the Chancery Court of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedents date of death.

This 30^th day of December, 2025.

Kenneth Reed Field

24 Hughes Loop

Milan, TN 38358

Personal Representative(s)

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

Michael R. Hill

Mary Beth Rast

P.O. Box 679

Milan, TN 38358-0679

Attorney for Personal Representatives

Publication Dates: January 7 and 14, 2026.

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

STATE OF TENNESSEE, Humphreys COUNTY

WHEREAS, Thomas Wendt, married, and joined by his spouse, Suzanne Wendt, as borrower(s), executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Guaranty Trust Company, Lender, and Matt B. Murfree, Trustee(s), which was dated 5/28/2009, and recorded on 5/29/2009, as Instrument No. 09001333 in Book TD207 Page 2273, securing the payment of a Note in the amount of $83,130.00, The subject Deed of Trust was modified by Loan Modification and recorded as Book No. TD228 Page No. 55 on 3/12/2018, in Humphreys County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust; Carrington Mortgage Services, LLC, (the “Holder”), appointed the undersigned, Vylla Solutions – Tennessee, LLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Vylla Solutions – Tennessee, LLC, Substitute Trustee, by virtue of the power and authority vested in it, will on 1/29/2026, at or about 11:00 AM at the usual and customary location At the front door of the Humphreys County Courthouse, 100 N Court Square, Waverly 37185, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Humphreys County, Tennessee, to wit:

Land situated in Humphreys County, Tennessee:

LYING AND BEING SITUATED IN THE SECOND CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE AND BEING LOT #7 OF MODERN ACRES SUBDIVISION, A PLAT OF WHICH IS OF RECORD IN PLAT BOOK 3, PAGE 20, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO THOMAS WENDT BY DEED OF RECORD IN DEED BOOK 193, PAGE 2655, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

THIS CONVEYANCE IS MADE SUBJECT TO RESTRICTIONS AND PROTECTIVE COVENANTS FOR MODERN ACRES SUBDIVISION OF RECORD IN DEED BOOK 116, PAGE 381, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

Tax Parcel ID: 064B C 01800 000

Address/Description: 113 WASHINGTON CIR, WAVERLY, TN 37185

Current Owner(s): Thomas Wendt

Other Interested Party(ies): United States of America, acting through the Rural Housing Service

If the Internal Revenue Service and/or U.S. Department of Treasury is listed as Other Interested Party above, then the notice required under 26. U.S.C. 7425(b) was timely provided and the sale of the land advertised will be subject to the right of the U.S. to redeem the land as provided in 26 U.S.C. 7425(d)(1).  If the Tennessee Department of Revenue and/or the Tennessee Department of Labor and Work Force Development is listed as Other Interested Party above, then the notice required under TCA 67-1-1433(b) was timely provided and for each lien identified, the sale of the land advertised will be subject to the right of The State of Tennessee to redeem the land as provided for in TCA 65-1-1420.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn/postpone the day of the sale to another day, time, and place certain, by verbal announcement at the time and place for the sale set forth above; if the postponement is for five (5) days or more, the postponement announcement will also be posted on website of www.foreclosure-postings.com

Except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied.  All sales are “as is”, “where is’.

The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds.  Insufficient funds will not be accepted.  Amounts received in excess of the winning bid will be refunded to the successful purchaser.  This property is being sold with express reservation that the sale is subject to confirmation by lender or Substitute Trustee.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Vylla Solutions - Tennessee, LLC, Substitute Trustee

P.O. Box 3309

Anaheim, California 92803

Phone: (888) 313-1969

TS#: 25-37553

Online Posting Website and Date of Posting: www.foreclosure-postings.com

Publication Dates: December 10, 2025, January 7, 14, and 21, 2026.