News Democrat Public Notices 02/04/2026

NOTICE TO CREDITORS

ESTATE OF WENDALL KEITH BROWN

(Deceased)

2026-PR-4

Notice is hereby given that on the 21^st day of January, 2026 Letters of Administration in respect to the Estate of WENDALL KEITH BROWN, deceased, who died on November 9, 2025, were issued to the Administrator, by the Chancery Court of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedents date of death.

This 21^st day of January, 2026.

Randall Wesley Brown

7970 Old Pinewood Road

Bon Aqua, TN 37025

Personal Representative(s)

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

Sarah E. Nash, Esq.

104 S. Public Square

Centerville, TN 37033

Attorney for Personal Representatives

Publication Dates: January 28, 2026 and February 4, 2026.

SUBSTITUTE TRUSTEE'S NOTICE OF SALE

Sale at public auction will be on March 2, 2026, at or about 10:00 AM, local time, at the Humphreys County Courthouse, 202 Court Square, Waverly, TN 37185, pursuant to the Deed of Trust executed by Harley Martin, an unmarried man, and Brittany Stoughton, an unmarried woman, tenants in common, to Jonathan R. Vinson, as Trustee for Mortgage Electronic Registration Systems, Inc., solely as nominee for F & M Bank, its successors and assigns dated September 18, 2018, and recorded in Book TD229, Page 2229, in the Register's Office for Humphreys County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Humphreys County Register's Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: U.S. BANK NATIONAL ASSOCIATION

Other interested parties: None

The hereinafter described real property located in Humphreys County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Legal Description: LYING AND BEING SITUATED ON THE SOUTH SIDE OF CUBA HOLLOW LANE IN THE FIFTH CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE, AND AS SHOWN ON THE PLAT OF RECORD IN PLAT CABINET B, SLIDE 221, REGISTER`S OFFICE OF HUMPHREYS COUNTY, TENNESSEE, MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT:

BEGINNING AT A SET IRON PIN IN THE SOUTH MARGIN OF CUBA HOLLOW LANE 25 FEET FROM THE CENTERLINE, AND BEING THE NORTHEAST CORNER OF THE PARISH PROPERTY OF RECORD IN DEED  BOOK 176, PAGE 531, REGISTER`S OFFICE OF HUMPHREYS COUNTY, TENNESSEE; RUNS THENCE WITH THE SOUTH MARGIN OF CUBA HOLLOW LANE, NORTH 85 DEGREES 49` 19" EAST 107.34 FEET; THENCE SOUTH 88 DEGREES 13` 01" EAST 30.00 FEET TO A SET IRON PIN; THENCE WITH A SEVERANCE LINE, SOUTH 08 DEGREES 29` 07" WEST 473.40 FEET TO A SET IRON PIN IN THE NORTH LINE OF THE MANOR PROPERTY OF RECORD IN DEED BOOK 147, PAGE 1385, REGISTER`S OFFICE OF HUMPHREYS COUNTY, TENNESSEE; THENCE WITH THE NORTH LINE OF MANOR, NORTH 84 DEGREES 33` 19" WEST 140.00 FEET TO A SET IRON PIN IN THE NORTH LINE OF MANOR AND BEING THE SOUTHEAST CORNER OF PARISH; THENCE WITH THE EAST LINE OF PARISH, NORTH 09 DEGREES 09` 05" EAST 453.83 FEET TO THE POINT OF BEGINNING, CONTAINING 1.46 ACRES MORE OR LESS. SURVEY MADE BY L. I. SMITH & ASSOCIATES, INC., VONDA BOZARTH HARPOLE, SURVEYOR, TENN. REG. NO. 1948, ON APRIL 14, 1999, THAT SURVEY BEING A CATEGORY II SURVEY WITH THE RATIO OF PRECISION OF THE UNADJUSTED SURVEY IN EXCESS OF 1:10,0000 USING EDM EQUIPMENT BY THE METHOD OF RANDOM TRAVERSE. BEARINGS SHOWN ARE IN RELATION TO A PLAT OF RECORD FOR DEERWOOD RETREAT SUBDIVISION, SECTION I, OF RECORD IN PLAT CABINET A, SLIDE 172, REGISTER`S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

TOGETHER WITH A NON-EXCLUSIVE EASEMENT 50 FEET IN WIDTH FOR INGRESS TO AND EGRESS FROM THE PROPERTY ALONG THE RIGHT-OF-WAY OF CUBA HOLLOW LANE AS EXTENDED.

BEING THE SAME PROPERTY CONVEYED TO HARLEY MARTIN, AND UNMARRIED MAN, AND BRITTANY STOUGHTON, AN UNMARRIED WOMAN, TENANTS IN COMMON BY DEED FROM A.C. HEPLER JR AND WIFE, ANNIE L. HEPLER, AND ANDREW LEE HEPLER AND WIFE, AMMI SARI HEPLER, OF RECORD IN BOOK / RECORD BOOK / DEED BOOK / VOLUME 206, PAGE 2163, REGISTER`S OFFICE FOR HUMPHREYS COUNTY, TENNESSEE.

Street Address: The street address of the property is believed to be 545 Cuba Hollow Lane, Waverly, TN 37185, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 147 006.27

Current owner(s) of Record: Harley Martin and Brittany Stoughton

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to postpone or adjourn the sale to another specified time certain or to another date, time, and location certain, without further newspaper publication upon announcement by posting with the third-party internet posting company and announced on the date, time, and location of sale set forth above or any subsequent postponed or adjourned date, time, and location of sale; provided, however if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

This Notice of Sale has been posted by Capital City Posting and can be viewed online at CapitalCityPostings.com.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

Publication Dates: January 28, 2026 and February 4, 2026.

NOTICE TO CREDITORS

ESTATE OF MITCHELL MOUNTCASTLE

(Deceased)

2026-PR-3

Notice is hereby given that on the 21^st day of January, 2026 Letters of Testamentary in respect to the Estate of MITCHELL MOUNTCASTLE, deceased, who died on September 24, 2025, were issued to the Executor, Dylan Lee Mountcastle by the Chancery Court of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedents date of death.

This 21^st day of January, 2026.

Dylan Lee Mountcastle

7226 South Lagoon Drive

Panama City Beach, FL 32408

Personal Representative(s)

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

Andrew J. Bellm

Michael R. Griffin

Gullett Sanford Robinson & Martin PLLC

150 Third Avenue South, Suite 1700

Nashville, TN 37201

Attorney for Personal Representatives

Publication Dates: January 28, 2026 and February 4, 2026.

NOTICE OF TRUSTEE’S FORECLOSURE SALE

Sale at public auction will be on February 26, 2026 at 11:00 a.m., local time at the usual and customary location at the Humphreys County Courthouse, 202 Court Square, Waverly, TN 37185, pursuant to the Deed of Trust executed by Donald W. Overton, Jr. for the benefit of Mortgage Electronic Registration Systems, Inc., as nominee for Nationstar Mortgage LLC d/b/a Mr. Cooper, as Beneficiary, dated September 29, 2023, of record in Book 247 OR Page 448 , in the Registers Of Deeds Office for Humphreys County, Tennessee, (“Deed of Trust”), conducted by James E. Albertelli, P.A. d/b/a ALAW, a Florida corporation duly authorized to conduct business in Tennessee, having been appointed Trustee, all of record in the Register of Deeds Office for Humphreys County, Tennessee.  Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt:  Nationstar Mortgage LLC

Other Interested Parties:  Occupants, Unknown Spouse of Donald W. Overton, Jr.

The hereinafter described real property located in Humphreys County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

A CERTAIN TRACT OR PARCEL OF LAND IN THE THIRD CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

LAND IN HUMPHREYS COUNTY, TENNESSEE, BEING LOT NO. 13, ON THE PLAN OF WINDY HILLS SUBDIVISION, SECTION 2, OF RECORD IN PLAT CABINET B, SLIDE 147, REGISTER'S OFFICE FOR SAID COUNTY, TO WHICH PLAN REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION.

THIS BEING THE SAME PROPERTY CONVEYED TO DONALD W. OVERTON, JR, AN UNMARRIED MAN, FROM MATTHEW YOUNG AND WENDY YOUNG, HUSBAND AND WIFE BY WARRANTY DEED RECORDED DATE: 10/10/2023 IN BOOK 214, PAGE 1372, IN THE REGISTER OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

Street Address:  The street address of the property is believed to be 205 Windy Park Dr, Mc Ewen, TN 37101, but such address is not part of the legal description of the property.  In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 03-055-K -055-K -B -021.16- -000

Current owner(s) of the property:  Donald W. Overton, Jr.

This sale is subject to all matters shown on any applicable recorded Plat or Plan; and  unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of trust, including right of redemption of any governmental agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this foreclosure sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE.  The title is believed to be good, but the undersigned will sell and convey only as Trustee. 

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase the property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Albertelli Law Trust Account. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the Lender and any other bidders. Insufficient funds will not be accepted. Amounts received, in excess of the winning bid, will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the Lender or Trustee. This sale may be rescinded by the Trustee at any time.

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

James E. Albertelli, P.A. d/b/a ALAW, Trustee

501 Union Street, suite 600G

Nashville, TN 37219

PH:  (615) 265-0835

FX:  (615) 265-0836

File No.:  25-015749

Online publication at: www.publicnoticeagency.com/auctions.

Publication Dates: January 28, 2026 and February 4, 2026.

DEPARTMENT OF HOMELAND SECURITY

FEDERAL EMERGENCY MANAGEMENT AGENCY

Proposed Flood Hazard Determinations for Humphreys County, Tennessee and Incorporated Areas

The Department of Homeland Security’s Federal Emergency Management Agency has issued a preliminary Flood Insurance Rate Map (FIRM), and where applicable, Flood Insurance Study (FIS) report, reflecting proposed flood hazard determinations within Humphreys County, Tennessee and Incorporated Areas.  These flood hazard determinations may include the addition or modification of Base Flood Elevations, base flood depths, Special Flood Hazard Area boundaries or zone designations, or the regulatory floodway.  Technical information or comments are solicited on the proposed flood hazard determinations shown on the preliminary FIRM and/or FIS report for Humphreys County, Tennessee and Incorporated Areas.  These flood hazard determinations are the basis for the floodplain management measures that your community is required to either adopt or show evidence of being already in effect in order to qualify or remain qualified for participation in the National Flood Insurance Program.  However, before these determinations are effective for floodplain management purposes, you will be provided an opportunity to appeal the proposed information.  For information on the statutory 90-day period provided for appeals, as well as a complete listing of the communities affected and the locations where copies of the FIRM are available for review, please visit FEMA’s website at https://www.floodmaps.fema.gov/fhm/BFE_Status/bfe_main.asp or call the FEMA Mapping and Insurance eXchange (FMIX) toll free at 1-877-FEMA MAP (1-877-336-2627).

Publication Date: February 4 and 11, 2026.

NOTICE TO CREDITORS

ESTATE OF ROSELLA SMITH

(Deceased)

2026-PR-7

Notice is hereby given that on the 21^st day of January, 2026 Letters of Testamentary in respect to the Estate of ROSELLA SMITH, deceased, who died on September 10, 2025, were issued to the Executrix, Tracy Lynette Curtis, by the Chancery Court of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedents date of death.

This 21^st day of January, 2026.

Tracy Lynette Curtis

1668 Sheehy Rd.

McEwen, TN 37101

Personal Representative(s)

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

T. Scott Daniel

Daniel Law, PLLC

129 N. Court Sq.

Waverly, TN 37185

Attorney for Personal Representatives

Publication Dates: January 28, 2026 and February 4, 2026.