News Democrat Public Notices 03/18/26

PUBLIC NOTICE

The public will take notice that in accordance with the regulations of the Sunshine Law the regular Administrative Committee Meeting of Commissioners scheduled for April 6, 2026 will take place at 9:00 a.m. with a Budget Workshop to follow immediately thereafter in the Chamber Room of the Rawlings Building at 102 Thompson St, Waverly, TN.

Publication Dates:  March 11 & 18, 2026.

TRUSTEE'S NOTICE OF SALE

OF REAL ESTATE AND AFFIXED MANUFACTURED HOME

ANTHONY R. STEELE is the Trustee of a Deed of Trust executed on April 2, 2010, by ROY COOLEY and wife, MARY COOLEY.  The Deed of Trust appears of record in the Register’s Office of Humphreys County, Tennessee, at Book TD209, Page 1974 (“Deed of Trust”).  The Trustee will sell the property described below at a foreclosure sale requested by the current holder of the Deed of Trust and underlying indebtedness, Vanderbilt Mortgage and Finance, Inc.  Pursuant to T.C.A. §47-9-604 this sale shall also include the affixed manufactured home (referenced in Affidavit of Affixation at Book WD195, Page 20, and WD195, Page 24) described as one (1) 2010 Clayton Manufactured Home bearing Serial Number CWP020291TNAB.

Sale Date and Location:  MARCH 27, 2026, at 10:00 a.m. at the front door of the Humphreys County Courthouse, 100 N Court Square, Waverly, TN 37185.  The terms of sale shall be payment by cashier’s check or certified funds immediately upon conclusion of the sale.

Third-party internet posting website:  foreclosuretennessee.com

Property Description:  Abbreviated description per TCA 35-5-104(a)(2) is the property referenced and described fully at Book WD194, Page 2519, and commonly known as 805 Lucas Ridge Road, Waverly, Humphreys County, TN 37185.

Property Address:   805 Lucas Ridge Road, Waverly, Humphreys County, TN 37185.

Tax Map Identification No.:  052-058.04 (However, the property description shall control in the event of any inconsistencies between the description and address or tax identification number).

Parties Interested:  None known.

All sales of Property, both real and personal, are "AS IS" and "WHERE IS" without representation or warranty as to merchantability or fitness for a particular purpose or of any kind, except as to title and authority to convey.

The sale of the described property is subject to all matters shown on any recorded plan; any unpaid taxes, any restrictive covenants, easements, set-back lines, prior liens, encumbrances, if any, and any other priority as may appear in the public records. Title to the manufactured home may be transferred by Bill of Sale or Certificate of Title, as the case may require.

The right is preserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

THE PURPOSE OF THIS COMMUNICATION IS TO COLLECT THE DEBT AND ANY INFORMATION OBTAINED AS A RESULT WILL BE USED FOR THAT EXPRESS PURPOSE ONLY.  THIS COMMUNICATION IS FROM A DEBT COLLECTOR.

This the 26^th day of February, 2026.

Anthony R. Steele, Trustee

Winchester, Sellers, Foster & Steele, P.C.

P. O. Box 2428

Knoxville, TN 37901

(865) 637-1980

Publication Dates: March 4, 11, and 18, 2026.

PUBLIC NOTICE---SEALED BIDS

Humphreys County is accepting sealed bids.

Humphreys County Highway Department-1500 East Railroad Street, Waverly, TN 37185

Humphreys County will be accepting sealed bids on the above referenced project for the reroofing of the existing County building which will include gutters.

Services To Be Performed: Removal and replacement of roofing insulation and membrane roofing systems at the Highway Department in Humphreys County, Tennessee. All work shall be accomplished with applicable permits.

All bidders will be required to complete a site visit to review the project conditions for bid consideration.

Bids must be received no later than Thursday, March 26, 2026 by 10:00 AM at 1500 East Railroad Street, Waverly, TN 37185. At this time, they will be publicly opened. Late or emailed bids will notbeconsidered.

All contractors will be required to be licensed and insured in the state of Tennessee. Humphreys County has the right to accept or reject any and all bids.

Publication Dates: March 18 & 25, 2026.

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

STATE OF TENNESSEE, HUMPHREYS COUNTY

WHEREAS, Tammy J. Nichols, as borrower(s), executed a Deed of Trust to First Federal Bank., a Savings Bank, Lender, and Volunteer Title Company, Inc. , Trustee(s), which was dated 4/22/2008, and recorded on 4/22/2008, as Instrument No. 08001181 in Book TD204 Page 2702, securing the payment of a Note in the amount of $75,550.00   in Humphreys County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust; Carrington Mortgage Services, LLC, (the “Holder”), appointed the undersigned, Vylla Solutions – Tennessee, LLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Vylla Solutions – Tennessee, LLC, Substitute Trustee, by virtue of the power and authority vested in it, will on 4/30/2026, at or about 11:00 AM at the usual and customary location at the At the front door of the Humphreys County Courthouse, 100 N Court Square, Waverly 37185, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Humphreys County, Tennessee, to wit:

Land situated in Humphreys County, Tennessee:

TRACT 1:

LYING AND BEING SITUATED IN THE THIRD CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE AND MORE PARTICULARLY DESCRIBED AS FOLLOWS, TO-WIT:

BEING TWO CERTAIN LOTS OR PARCELS OF LAND LOCATED IN THE THIRD CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE AND BEING LOTS 8-A AND 9-A IN BLOCK C OF WEST HEIGHTS ADDITION TO THE CITY OF MCEWEN, AS SHOWN IN PLAT OF RECORD IN DEED BOOK 62, PAGE 575, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE, TO WHICH REFERENCE IS HERE MADE.

TRACT 2:

LYING AND BEING SITUATED IN THE THIRD CIVIL DISTRICT OF HUMPHREYS COUNTY TENNESSEE, IN THE TOWN OF MCEWEN, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEING THE EAST FIFTEEN (15) FEET OF LOT 7-A OF BLOCK C OF WEST HEIGHTS ADDITION OF MCEWEN, TENNESSEE, AND BEING A STRIP OF LAND APPROXIMATELY 360 FEET LONG AND SAID 15 FEET WIDE, AS IS FULLY SHOWN BY THE PLAT OF RECORD IN DEED BOOK 62, PAGE 575, REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

BEING THE SAME PROPERTY CONVEYED TO TAMMY J. NICHOLS, BY DEED OF RECORD IN DEED BOOK 192, PAGE 2134, REGISTER’S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

THIS CONVEYANCE IS SUBJECT TO ALL MATTERS PERTAINING TO LOTS 8A AND 9A AND THE EAST 15 FEET OF LOT 7A, BLOCK C AS SHOWN ON THE PLAT OF WEST HEIGHT ADDITION OF RECORD IN DEED BOOK 62, PAGE 575, REGISTER’S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

Tax Parcel ID: 03-056-J -056-J -D -003.00- -000

Address/Description: 81 EASY ST, MCEWEN, TN 37101

Current Owner(s): Tammy J. Nichols

Other Interested Party(ies): None

If the Internal Revenue Service and/or U.S. Department of Treasury is listed as Other Interested Party above, then the notice required under 26. U.S.C. 7425(b) was timely provided and the sale of the land advertised will be subject to the right of the U.S. to redeem the land as provided in 26 U.S.C. 7425(d)(1).  If the Tennessee Department of Revenue and/or the Tennessee Department of Labor and Work Force Development is listed as Other Interested Party above, then the notice required under TCA 67-1-1433(b) was timely provided and for each lien identified, the sale of the land advertised will be subject to the right of The State of Tennessee to redeem the land as provided for in TCA 65-1-1420.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn/postpone the day of the sale to another day, time, and place certain, by verbal announcement at the time and place for the sale set forth above; if the postponement is for five (5) days or more, the postponement announcement will also be posted on website of www.foreclosure-postings.com

Except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied.  All sales are “as is”, “where is’.

The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds.  Insufficient funds will not be accepted.  Amounts received in excess of the winning bid will be refunded to the successful purchaser.  This property is being sold with express reservation that the sale is subject to confirmation by lender or Substitute Trustee.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Vylla Solutions - Tennessee, LLC, Substitute Trustee

P.O. Box 3309

Anaheim, California 92803

Phone: (888) 313-1969

TS#: 26-39021

Online Posting Website and Date of Posting: www.foreclosure-postings.com.

Publication Dates: March 18, 2026, April 8, 15, and 22, 2026.

SUBSTITUTE TRUSTEE'S NOTICE OF SALE

Sale at public auction will be on April 14, 2026, at or about 10:00 AM, local time, at the Humphreys County Courthouse, 202 Court Square, Waverly, TN 37185, pursuant to the Deed of Trust executed by Bertha Jane Wofford, an unmarried woman, to Alan E. South, Attorney at Law, South & Associates, PC, as Trustee for Urban Financial Group dated March 6, 2010, and recorded on March 22, 2010, in Book TD209, Page 1632, Instrument No. 10000661, in the Register's Office for Humphreys County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Humphreys County Register's Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: TIKVA 2024 LLC

Other interested parties: The Estate/Unknown Heirs of Bertha Jane Wofford

The hereinafter described real property located in Humphreys County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Legal Description: Exhibit A to the Mortgage made on March 6, 2010, by Bertha Jane Wofford, an unmarried woman ("Borrower") to Urban Financial Group ("Lender"). The Property is located in the county of HUMPHREYS, state of Tennessee, described as follows:

TRACT NO I

Beginning on a stake in the center of the Trace Creek Road that leads past the Jesse Merideth house; said stake being 50 feet west from J.S. Sykes` west boundary line; running thence with the center of the said road South 85° West, 515 feet to a stake said road; thence Sand: 49° West, with said road 225 feet to a stake in said road and in J.O. Sykes` east boundary line; thence South 3° West, with Sykes` east boundary line 80 feet to a stake in the north margin of the N.C. & St, L. Railroad; thence North 77 1/2° East, with said right of way 690 feet to a stake in the said right of way: thence North 3° East, 135 feet to the beginning, conveying one lot. Including half of the public road and the utility line but excluded from this conveyance.

TRACT NO. II

A certain lot situated in the Second Civil District of said County and State, in the eastern edge of the City of Waverly, and bounded as follows: Beginning at a stake at the south margin of East Railroad Street, formerly Old Highway 70 and being Wofford`s NEC, running thence south with Wofford`s EBL, approximately 125 to a stake at the said street; thence West with said street 50 feet to the beginning. INCLUDED in the above described property but excluded from this conveyance is a tract conveyed to Aaron R. Wofford and wife, Sheila B. Wofford, of record in Deed Book 1 13, page 684, being the same property conveyed to Aaron R. Wofford and wife, Bertha Jane Wofford in Warranty Deed Book 182, pages 1861-1865.

Being the same property conveyed to BERTHA JANE WOFFORD, by deed from AARON RICHARD WOFFORD, of record in Book 185, page 871, dated July 29, 2003, said Register`s Office.

Street Address: The street address of the property is believed to be 926 East Railroad Street, Waverly, TN 37185, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 064F H 00200 000

Current owner(s) of Record: Bertha Jane Wofford

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to postpone or adjourn the sale to another specified time certain or to another date, time, and location certain, without further newspaper publication upon announcement by posting with the third-party internet posting company and announced on the date, time, and location of sale set forth above or any subsequent postponed or adjourned date, time, and location of sale; provided, however if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.

The Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of Treasury, now requires the collection, certification and reporting of certain information relating to non-financed transfers of real property to legal entities and/or trusts, which such information the successful bidder(s) shall be expected to provide to the auctioneer at the time of the subject sale. Interested bidders with questions regarding the necessary information to be provided are hereby directed, generally, to FinCEN’s website and, more specifically to the FinCEN Real Estate Report located in the forms bank thereof. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

This Notice of Sale has been posted by Capital City Posting and can be viewed online at CapitalCityPostings.com.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

Publication Dates: March 18, and 25, 2026 and April 1, 2026.