News Democrat Public Notices 07/08/26

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

STATE OF TENNESSEE, Humphreys COUNTY

WHEREAS, Alexander W. Feole, as borrower(s), executed a Deed of Trust to Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for HomeBridge Financial Services, Inc. dba Real Estate Mortgage Network, Lender, and Renee Kammer, Trustee(s), which was dated 9/24/2019, and recorded on 10/2/2019, as Instrument No. 19002651 in Book TD232 Page 1584, in Humphreys County, Tennessee Register of Deeds; such Deed of Trust having been modified by the Order Granting Default Judgment (the “Order”) in Cause No. 2023-CV-74 in the Chancery Court for Humphreys County, Tennessee (Carrington Mortgage Services, LLC, Plaintiff, vs. Brittany Nicole Dixon, Defendant), wherein it was ordered, adjudged and decreed that Brittany Nicole Dixon is deemed to have conveyed her entire title interest under the foregoing Deed of Trust, and that said Deed of Trust remains a valid encumbrance on all title interests in the real property commonly known as 102 Hill Street, Waverly, Tennessee; the Order recorded on 06/03/2024 as Instrument No. 24001423, Record Book 1, Pages 1273-1274; said Deed of Trust as modified by the Order to secure the payment of a Note in the amount of $161,616.00, as modified by that Loan Modification Agreement recorded on 06/10/2021 as Instrument No. 21002036, in Book TD238, Page 2812, in Humphreys County, Tennessee Register of Deeds.

WHEREAS, default having been made in the payment of the debt(s) and obligation(s) thereby secured by the said Deed of Trust and the current holder of said Deed of Trust; Carrington Mortage Services, LLC, (the “Holder”), appointed the undersigned, Vylla Solutions – Tennessee, LLC, as Substitute Trustee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Holder, and that as agent for the undersigned, Vylla Solutions – Tennessee, LLC, Substitute Trustee, by virtue of the power and authority vested in it, will on 7/16/2026, at or about 11:00 AM at the usual and customary location At the front door of the Humphreys County Courthouse, 100 N Court Square, Waverly 37185, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Humphreys County, Tennessee, to wit:

Land situated in Humphreys County, Tennessee:

THIS BEING A CERTAIN PARCEL OF LAND LYING AND BEING SITUATED IN THE SECOND CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE, LOCATED IN THE CITY OF WAVERLY, TENNESSEE, ON THE SOUTH SIDE OF, AND ADJOINING POWERS BOULEVARD, AND ON THE WEST SIDE OF, AND ADJOINING HILL STREET, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN FOUND IN THE SOUTH RIGHT-OF-WAY OF POWERS BOULEVARD, SAID POINT BEING THE NORTHEAST CORNER TO THE WILLIAM W. LADD PROPERTY, AND ALSO BEING THE NORTHWEST CORNER TO THE HEREIN DESCRIBED PARCEL, AND RUNS THENCE WITH THE SOUTH RIGHT-OF-WAY OF POWERS BOULEVARD, NORTH 74 DEGREES 11 MINUTES 30 SECONDS EAST 220.00 FT. TO AN IRON PIN SET AT THE INTERSECTION WITH THE WEST RIGHT-OF-WAY OF HILL STREET, SOUTH 15 DEGREES 48 MINUTES 30 SECONDS EAST 122.06 FT. TO AN IRON PIN FOUND AT THE CORNER OF A CHAIN-LINK FENCE, SAID POINT BEING THE NORTHEAST CORNER TO THE BARNEY CAGLE PROPERTY; THENCE RUNS WITH CAGLE'S NORTH BOUNDARY AND THE CHAIN-LINK FENCE, SOUTH 74 DEGREES 11 MINUTES 30 SECONDS WEST 153.90 FT. TO A POINT IN THE FENCE; THENCE CONTINUES WITH THE FENCE AND CAGLE'S NORTH BOUNDARY, SOUTH 74 DEGREES 35 MINUTES 30 SECONDS WEST 66.10 FT. TO AN IRON PIN FOUND IN THE EAST BOUNDARY TO THE WILLIAM W. LADD PROPERTY, SAID POINT BEING THE NORTHWEST CORNER TO CAGLE, AND THE SOUTHWEST CORNER TO THE HEREIN DESCRIBED PROPERTY; THENCE RUNS WITH LADD'S EAST BOUNDARY, NORTH 15 DEGREES 48 MINUTES 30 SECONDS WEST 121.60 FT. TO THE POINT OF BEGINNING, CONTAINING AN AREA BY COMPUTATION OF 0.62 ACRE. SURVEY MADE ON APRIL 23, 1992 BY THOMAS C. WHITE & ASSOCIATES, LAND SURVEYORS, WAVERLY, TENNESSEE, THOMAS C. WHITE, SURVEYOR, TENNESSEE REGISTRATION NO. 69. ALL BEARINGS ARE GIVEN IN REFERENCE TO MAGNETIC MERIDIAN IN RELATION TO A SURVEY OF A PART OF THE SUBJECT PROPERTY MADE IN AUGUST, 1972. APPROXIMATE DECLINATION AT TIME OF SAID 1972 SURVEY, 02 DEGREES 20 MINUTES EAST, ALL AS SHOWN ON THOMAS C. WHITE & ASSOCIATES DRAWING NO. 865-6792.

BEING THE SAME PROPERTY CONVEYED TO ALEXANDER W. FEOLE AND BRITTANY NICOLE DIXON BY WARRANTY DEED FROM RYAN K. LAWSER AND WIFE, MIRANDA LAWSER, DATED SEPTEMBER 24. 2019 OF RECORD IN BOOK 208, PAGE 754, IN THE REGISTER’S OFFICE OF HUMPHREYS COUNTY, TENNESSEE.

THIS CONVEYANCE IS SUBJECT TO THE FOLLOWING:

SUBJECT TO THE RIGHT OF WAY OF HILL STREET AND EAST POWERS BLVD (ALSO KNOWN AS POWERS BLVD).

Tax Parcel ID: 053K A 010.00

Address/Description: 102 HILL ST, WAVERLY, TN 37185

Current Owner(s): Alexander W. Feole and Brittany Nicole Dixon

Other Interested Party(ies): United States of America, acting through the Rural Housing Service; and Castle Credit Co. Holdings, LLC

If the Internal Revenue Service and/or U.S. Department of Treasury is listed as Other Interested Party above, then the notice required under 26. U.S.C. 7425(b) was timely provided and the sale of the land advertised will be subject to the right of the U.S. to redeem the land as provided in 26 U.S.C. 7425(d)(1).  If the Tennessee Department of Revenue and/or the Tennessee Department of Labor and Work Force Development is listed as Other Interested Party above, then the notice required under TCA 67-1-1433(b) was timely provided and for each lien identified, the sale of the land advertised will be subject to the right of The State of Tennessee to redeem the land as provided for in TCA 65-1-1420.

The sale of the property described above shall be subject to all matters shown on any recorded plat; any and all liens against said property for unpaid property taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; a deed of trust; and any matter than an accurate survey of the premises might disclose.

All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn/postpone the day of the sale to another day, time, and place certain, by verbal announcement at the time and place for the sale set forth above; if the postponement is for five (5) days or more, the postponement announcement will also be posted on website of www.foreclosure-postings.com

Except to the extent that the Substitute Trustee may bind and obligate Mortgagors to warrant title the Property under the terms of the Deed of Trust, conveyance of the Property shall be made without any representations or warranties whatsoever, express or implied.  All sales are “as is, where is”.

The entire purchase price is due and payable at the conclusion of the auction in the form of certified funds.  Insufficient funds will not be accepted.  Amounts received in excess of the winning bid will be refunded to the successful purchaser.  This property is being sold with express reservation that the sale is subject to confirmation by lender or Substitute Trustee.

This office is attempting to collect a debt. Any information obtained will be used for that purpose.

Please be advised that the trustee may require entity or trust bidders at this trustee's sale to provide information, documentation and/or certification of the vesting instructions and the data required to be reported pursuant to FinCEN regulations effective for transfers of residential real property to covered transferees on or after March 1, 2026. The required information must be provided to the trustee before a Substitute trustee’s deed will be issued for covered transfers. The Buyer may be required to pay charges associated with the gathering and reporting of information to FinCEN. Additional information regarding these regulations and the required transferee information and certifications can be found at:

https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers and https://www.fincen.gov/rre-faqs#D_5

Vylla Solutions - Tennessee, LLC, Substitute Trustee

P.O. Box 3309

Anaheim, California 92803

Phone: (888) 313-1969

TS#: 24-31960

Publication Dates: 6/3/2026, 6/24/2026, 7/1/2026 7/8/2026

Online Posting Website and Date of Posting: www.foreclosure-postings.com

Publication Dates: June 3, 2026, June 24, 2026, July 1 and 8, 2026.

Bid Notice

The City of Waverly TN is seeking bids to clean out their two sludge ponds located at 3552 Old State Rt 1 New Johnsonville TN.  Any inquiries can call Jon Williams Chief Operator at 931-264-0396 or email at Jwilliams@waverlytn.org

Publication Date: July 8, 2026.