News Democrat Public Notices 9/30/26

NOTICE OF SUCCESSOR TRUSTEE'S SALE

WHEREAS, default has been made in the payment of the indebtedness secured by that certain Deed of Trust executed by TERRY FRANKLIN, an unmarried man, to W. KENT JONES, Trustee, for the benefit of CARROLL BANK & TRUST, dated December 18, 2025, and recorded on December 19, 2025, as Instrument No. 25004180, in Record Book 11, Pages 176-183, in the Register's Office of Humphreys County, Tennessee (the "Deed of Trust"); and

WHEREAS, T. SCOTT DANIEL, ESQ. was appointed Successor Trustee in the place and stead of W. Kent Jones by Appointment of Successor Trustee executed by Carroll Bank & Trust and recorded on September 1, 2026, as Instrument No. 26002991, in Record Book 15, Pages 1829-1831, in the Register's Office of Humphreys County, Tennessee; and

WHEREAS, the owner and holder of the indebtedness secured by the Deed of Trust has declared the indebtedness due and payable and has directed the undersigned Successor Trustee to foreclose the Deed of Trust in accordance with its terms and applicable law.

NOW, THEREFORE, notice is hereby given that the undersigned, T. SCOTT DANIEL, ESQ., SUCCESSOR TRUSTEE, pursuant to the power, duty, and authority vested in and imposed upon the Successor Trustee by the Deed of Trust and applicable Tennessee law, will on:

October 30th, 2026, at 9:00 a.m.

at 100 N Court Sq. Waverly, TN 37185 (Humphreys County Courthouse)

Humphreys County, Tennessee

sell at public outcry to the highest and best bidder for cash, the following described real property situated in the Second Civil District of Humphreys County, Tennessee:

This being a small lot or parcel of land lying and being situated on the west side of Forest Hills Road, in the Second Civil District of Humphreys County, Tennessee, approximately one mile north of Waverly, Tennessee, and being more particularly described as follows:

BEGINNING at an iron pin in the west boundary line of Forest Hills Road said point being John Felts' southeast corner and the most northeast corner of the tract herein described, running thence with the west margin or boundary of Forest Hills Road, South 25 degrees 15 minutes West 110.4 feet to an iron pin (piece of plate steel), John Dunn's northeast corner; thence with Dunn's north boundary line, North 88 degrees 50 minutes West 152.8 feet to an iron pin in the fence, said point being in Martha Reed's east boundary line and the fence; North 14 degrees 34 minutes East 108.00 feet to an old rail at the fence corner of J. Felts' south boundary line, Reed's northeast corner; thence with Felts south boundary line, South 87 degrees 47 minutes East 173.1 feet to the point of beginning, containing an area by computation of 0.41 acres. Survey made on October 26, 1972 by Thomas C. White & Associates, Waverly, Tennessee.

Being the same property conveyed to Terry Franklin by Warranty Deed from Kerry Little and Jacob Rochelle dated December 17, 2025, and recorded on December 19, 2025, as Instrument No. 25004179, in Record Book 11, Pages 174-175, Register's Office of Humphreys County, Tennessee.

Also conveyed with the real property is that certain 2000 Clayton CLA Mobile Home, VIN CLA048985TN, described in the aforesaid Warranty Deed as being made a permanent fixture on the property, together with all improvements, hereditaments, appurtenances, fixtures, and other property encumbered by the Deed of Trust.

PROPERTY ADDRESS: 527 E. Little Richland Road, Waverly, Tennessee 37185

TAX MAP AND PARCEL: Map 053I, Group C, Parcel 018.00 (053I-C-018.00)

CURRENT RECORD OWNER: Terry Franklin

DEBTOR: Terry Franklin

FORECLOSING CREDITOR / BENEFICIARY: Carroll Bank & Trust

PARTIES INTERESTED:

Carroll Bank & Trust

The street address and tax parcel identification are provided for informational purposes only. In the event of any discrepancy between the street address, tax parcel identification, and the legal description contained herein, the legal description shall control.

TERMS OF SALE

The sale will be made AS IS, WHERE IS, without representations or warranties of any kind, express or implied, as to title, possession, condition, merchantability, fitness for a particular purpose, or otherwise, and subject to all matters having priority over the Deed of Trust, including, without limitation, any unpaid real property taxes or assessments, easements, restrictions, covenants, rights-of-way, governmental regulations, and other matters of record having priority over the Deed of Trust.

The Successor Trustee makes no representations or warranties concerning the condition, status, occupancy, location, boundaries, acreage, improvements, mobile/manufactured home, fixtures, environmental condition, or other characteristics of the property.

The right is reserved to adjourn or postpone the sale to another date and time in accordance with applicable Tennessee law. The Successor Trustee reserves the right to reject any and all bids and to withdraw or rescind the sale as permitted by law. The beneficiary under the Deed of Trust may bid at the foreclosure sale and may credit bid all or any portion of the indebtedness secured by the Deed of Trust.

The successful bidder shall be required to tender the purchase price in immediately available funds in accordance with the terms announced by the Successor Trustee at the foreclosure sale. The proceeds of the sale will be applied in accordance with the terms of the Deed of Trust and applicable Tennessee law.

THIRD-PARTY INTERNET POSTING COMPANY: Foreclosure Tennessee

WEBSITE: www.foreclosuretennessee.com 

THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE, TO THE EXTENT APPLICABLE.

This the 21st day of September,  2026.

T. SCOTT DANIEL, ESQ.

SUCCESSOR TRUSTEE

Daniel Law, PLLC

129 North Court Square

Waverly, Tennessee 37185

Publication Dates: September 30, 2026 and October 7, 2026.

PUBLIC NOTICE

The Humphreys County Utility District Board of Commissioners will meet in regular session at the office of the Humphreys County Utility District, 1311 Highway 70 West, Waverly, TN at 12:00 PM on Monday, October 12, 2026.  The public is invited to attend.

Publication Date:  September 30, 2026.

NOTICE TO CREDITORS

ESTATE OF DELORIS JANE LUFFMAN

(Deceased)

2026-PR-53

Notice is hereby given that on the 24th day of September, 2026 Letters of Tesamentary in respect to the Estate of DELORIS JANE LUFFMAN, deceased, who died on July 9, 2026, were issued to the Executrix by the Chancery Court of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent’s date of death.

This 24th day of September, 2026.

Nora Jane Carroll

1610 Old State Rd.

Counce, TN 38326

Personal Representative(s)

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

John Lee Williams, Esq.

102 South Court Square

Waverly, TN 37185

Attorney for Personal Representatives

Publication Dates: September 30, 2026 and October 7, 2026.

NOTICE TO CREDITORS

ESTATE OF ARTHUR DALE NEBLETT, JR.

(Deceased)

2026-PR-52

Notice is hereby given that on the 21st day of September, 2026 Letters Testamentary (or of administration as the case may be) in respect to the Estate of ARTHUR DALE NEBLETT, JR., deceased, who died on August 21, 2026, were issued to the undersigned by the Clerk and Master of Humphreys County, Tennessee.

All persons, resident and non-resident, having claims, matured or un-matured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2). Otherwise their claims will forever be barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this Notice if the creditor received an actual copy of this Notice to Creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

    (B) Sixty (60) days from the date of the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the Notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1)(A); or

(2) Twelve (12) months from the decedent’s date of death.

This 18th day of March, 2026.

Jarrett Ladd Neblett

Administrator

/s/ Michael S. Bullion, Clerk & Master

By: Abby Hurt, Chief Deputy Clerk

Morgan Peyton, Deputy Clerk

Stephanie Burney, Deputy Clerk

John W. Whitworth

Attorney

Publication Dates: September 30, 2026 and October 7, 2026.

SUBSTITUTE TRUSTEE'S NOTICE OF SALE

Sale at public auction will be on November 10, 2026 at 11:00AM local time, at the north door, Humphreys County Courthouse, 100 N Court Square, Waverly, Tennessee pursuant to Deed of Trust executed by Nathan Poulin, to Scott R. Valby, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Mortgage Research Center, LLC dba Veterans United Home Loans, its successors and assigns on March 10, 2023 at Book TD245, Page 1324, Instrument No. 23000700; conducted by LLG Trustee TN LLC, having been appointed Substitute or Successor Trustee, all of record in the Humphreys County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt:  Mortgage Research Center, LLC d/b/a Veterans United Home Loans a Missouri Limited Liability Company, its successors and assigns.

The real estate located in Humphreys County, Tennessee, and described in the said Deed of Trust will be sold to the highest call bidder.  The terms of the said Deed of Trust may be modified by other instruments appearing in the public record.  Additional identifying information regarding the collateral property is below and is believed to be accurate, but no representation or warrant is intended.

Street Address: 100 Sutton Avenue, Waverly, Tennessee 37185

Parcel Number: 064KA011.00000

Current Owner(s) of Property: Nathan Poulin

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, including those created by a fixture filing or any applicable homeowners’ association dues or assessments; any defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale; all claims or other matters, whether recorded or not, which may encumber the purchaser’s title and any matter that an accurate survey of the premises might disclose.

The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, though, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None.

Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Nathan Poulin, and those claiming through him/her/it/them.

Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to postpone or adjourn the sale to another time certain or to another specified date, time, and location certain, without further newspaper publication upon announcement by posting with the third-party internet posting company and announcing on the date, time, and location of each sale set forth above or any subsequent postpone or adjourned date, time, and location of sale; provided, however if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to LOGS Legal Group LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse.  Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy.  The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

This Notice of Sale can be viewed online by Coast to Coast Posting at HTTPS://Coasttocoastposting.com

LLG Trustee TN LLC

Substitute Trustee

8520 Cliff Cameron Dr., Suite 330

Charlotte, NC 28269

Phone (704) 333-8107

Fax (704) 333-8156

File No. 25-126409

Publication Dates: September 23 and 30, 2026.

SUBSTITUTE TRUSTEE'S NOTICE OF SALE

Sale at public auction will be on October 27, 2026, at or about 11:00 AM, local time, at the north door of the Humphreys County Courthouse, 100 N Court Square, Waverly, TN 37185,  pursuant to the Deed of Trust executed by Jason Clay Stafford, to Tonya Davidson Garner, as Trustee for CitiFinancial Services, Inc. dated March 15, 2007, and recorded in Book TD200, Page 2170, in the Register's Office for Humphreys County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Humphreys County Register's Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: MCLP Asset Company, Inc.

Other interested parties: TENNESSEE DEPARTMENT OF REVENUE

The hereinafter described real property located in Humphreys County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Legal Description: THE FOLLOWING DESCRIBED REAL PROPERTY, SITUATED, LYING AND BEING IN THE FIFTH CIVIL DISTRICT, COUNTY OF HUMPHREYS, STATE OF TENNESSEE, TO-WIT: THIS BEING A CERTAIN PARCEL OF LAND LYING AND BEING SITUATED IN THE FIFTH CIVIL DISTRICT OF HUMPREYS COUNTY, TENNESSEE, ON THE WEST SIDE OF, AND ADJOINING WHAT IS KNOWN AS THE BAKERVILLE ROAD, APPROXIMATELY 8.5 MILES SOUTHWEST FROM WAVERLY, TENNESSEE, AND APPROXIMATELY 1,075 FT. SOUTH FROM THE INTERSECTION OF SAID ROAD WITH WHAT IS KNOWN AS THE BEECH CREEK ROAD, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN SET IN THE WEST RIGHT-OF-WAY OF THE BAKERVILLE ROAD, SAID POINT BEING THE SOUTHEAST CORNER TO THE MATTIE L. WORK PROEPRTY; A DESCRIPTION OF SAID WORK PROPERTY BEING OF RECORD IN DEED BOOK 129, PAGE 752, REGISTER`S OFFICE OF HUMPHREYS COUNTY, TENNESSE, AND ALSO BEING THE NORTHEAST CORNER TO THE HEREIN DESCRIBED PROPERTY; THENCE RUNS WITH THE WEST RIGHT-OF-WAY OF THE BAKERVILLE ROAD, SOUTH 16 DEG. 20 MIN. 45 SEC. WEST 125.00 FT. TO AN IRON PIN SET AT THE BASE OF A POWER POLE, SAID IRON PIN BEING THE SOUTHEAST CORNER TO THE HEREIN DESCRIBED PARCEL, AND ALSO BEING A CORNER TO THE JOHN GRIFF LUCAS PROPERTY; THENCE RUNS WITH THE LUCAS BOUNDARY, NORTH 74 DEG. 25 MIN. 20 SEC. WEST 341.96 FT. TO AN IRON PIN FOUND IN AN OLD ROCKPILE, ONE OF LUCAS` CORNERS, AND ALSO BEING THE SOUTHWEST CORNER TO THE HEREIN DESRCIBED PARCEL; THENCE RUNS WITH THE LUCAS BOUNDARY, NORTH 15 DEG. 00 MIN. 00 SEC. EAST 124.42 FT. TO AN IRON PIPE FOUND IN AN OLD ROCKPILE, SAID IRON PIN BEING THE SOUTHWEST CORNER TO THE MATTIE L. WORK PROPERTY; THENCE RUNS WITH WORKS SOUTH BOUNDARY, SOUTH 74 DEG. 31 MIN. 00 SEC. EAST, PASSING THROUGH THE CENTER OF A BORED WELL AT 333.69 FT., IN ALL 344.89 FT. TO THE POINT OF BEGINNING, CONTAINING AN AREA BY COMPUTATION OF 0.98 ACRE. SURVEY MADE ON OCTOBER 30, 1989 BY THOMAS C. WHITE AND ASSOCIATES, LAND SURVEYORS, WAVERLY, TENNESSEE, THOMAS C. WHITE, SURVEYOR, TENNESSEE REGISTRATION NO. 69. ALL BEARINGS ARE GIVE IN REFERENCE TO MAGNETIC MERIDIAN IN RELATION TO THE BEARING OF RECORD FOR THE WEST BOUNDARY LINE OF THE HEREIN DESCRIBED PARCEL, ALL AS SHOWN ON THOMAS C. WHITE AND ASSOCIATES DRAWING NO. 865-12089. BEING THE SAME PROPERTY CONVEYED BY FEE SIMPLE DEED FROM BILLY W. FORRESTER AND RITA B. FORRESTER HUSBAND AND WIFE TO JASON CLAY STAFFORD, DATED 12/08/1989 RECORDED ON 12/11/1989 IN BOOK 153, PAGE 1148 IN HUMPHREYS COUNTY RECORDS, STATE OF TN.

Street Address: The street address of the property is believed to be 8401 Bakerville Road, Waverly, TN 37185, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: 108-014.01

Current owner(s) of Record: Jason Clay Stafford

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

FURTHERMORE, THIS SALE SHALL SPECIFICALLY BE SUBJECT TO THE RIGHT OF REDEMPTION BY THE STATE OF TENNESSEE, PURSUANT TO T.C.A. 67-1-1433 (c)(1) BY REASON OF THE FOLLOWING TAX LIEN(S) OF RECORD IN INSTRUMENT NO. 17000282, OF THE REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE. NOTICE OF THE SALE HAS BEEN GIVEN TO THE STATE OF TENNESSEE IN ACCORDANCE WITH 67-1-1433 (b)(2).

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to postpone or adjourn the sale to another specified time certain or to another date, time, and location certain, without further newspaper publication upon announcement by posting with the third-party internet posting company and announced on the date, time, and location of sale set forth above or any subsequent postponed or adjourned date, time, and location of sale; provided, however if the sale is postponed or adjourned for less than five (5) days after the original sale, announcement by internet posting is not required.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

This Notice of Sale has been posted by Capital City Posting and can be viewed online at CapitalCityPostings.com.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

Publication Dates: September 30, 2026 and October 7, 2026.

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated December 23, 2024, executed by DERRICK WADE conveying certain real property therein described to TITLE GROUP OF TENNESSEE, LLC SERIES BRAVO, as Trustee, as same appears of record in the Register's Office of Humphreys County, Tennessee recorded December 27, 2024, in Book 4, Page 2433; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to CMG Mortgage, Inc.  who is now the owner of said debt; and

WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Humphreys County, Tennessee. 

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on November 10, 2026 at or about 11:00 AM at the North Door of the Humphreys County Courthouse, 100 N Court Square, Waverly, TN 37185, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Humphreys County, Tennessee, to wit:

LYING AND BEING SITUATED IN THE SECOND CIVIL DISTRICT OF HUMPHREYS COUNTY, AND BEING TRACT 2 OF THE DIVISION OF THE LANDS OF LEONARD E. SMITH AND WIFE, LOUISE SMITH AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING ON AN IRON PIN IN THE WEST MARGIN OF BAKERVILLE ROAD, BEING PATTERSON`S NORTHEAST CORNER; THENCE LEAVING SAID ROAD AND WITH PATTERSON`S NORTH LINE NORTH 72 DEGREES 54 MINUTES WEST 104.74 FEET TO A 12 INCH MAPLE; THENCE NORTH 80 DEGREES 23 MINUTES WEST 843.76 FEET TO A ROCK PILE AT SNAG; THENCE NORTH 89 DEGREES 37 MINUTES WEST 403.13 FEET TO AN IRON PIN IN THE EAST LINE OF WILLIS AND HUNT, BEING PATTERSON`S NORTHWEST CORNER; THENCE WITH WILLIS AND HUNT AND BELL`S EAST LINE NORTH 04 DEGREES 45 MINUTES EAST 406.80 FEET TO AN IRON PIN; THENCE CONTINUING WITH BELL NORTH 00 DEGREES 36 MINUTES EAST 51.10 FEET TO AN IRON PIN; THENCE SEVERING THE LANDS OF SMITH SOUTH 78 DEGREES 24 MINUTES EAST 1251.37 FEET TO AN IRON PIN; THENCE SOUTH 60 DEGREES 26 MINUTES EAST 234.68 FEET TO AN IRON PIN IN THE WEST MARGIN OF BAKERVILLE ROAD; THENCE WITH SAID ROAD SOUTH 26 DEGREES 10 MINUTES WEST 232.43 FEET; THENCE SOUTH 25 DEGREES 45 MINUTES WEST 60.98 FEET TO THE BEGINNING, CONTAINING 12.06 ACRES, MORE OR LESS. SURVEY BY TOM B. THAXTON, SURVEYOR, R.L.S. #105, COOKEVILLE, TENNESSEE, DATED OCTOBER 4, 2000. LESS AND EXCEPT A 2.00 ACRES TRACT CONVEYED TO WILLIAM E. CAVENESS, JR. AND WIFE, TRACY L. CAVENESS BY DEED DATED AUGUST 31ST, 2004 AND RECORDED IN DEED BOOK 187, PAGE 1085, IN THE REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE. THE ABOVE DESCRIPTION IS THE SAME AS THE PREVIOUS DEED OF RECORD, NO NEW BOUNDARY SURVEY HAVING BEEN MADE AT THE TIME OF THIS CONVEYANCE. ATTACHED HERETO AND CONVEYED HEREWITH IS A SUNSHINE MANUFACTURED HOME BEARING SERIAL/VIN NO. ALS41528AB, AND HUD TAG NOS. NTA1083700A AND NTA 1083701B. BEING THE SAME PROPERTY CONVEYED TO DERRICK WADE, A SINGLE MAN FROM CHRISTOPHER W. LAUTZ, UNMARRIED AND THERESA H. LAUTZ UNMARRIED BY WARRANTY DEED DATED DECEMBER 23, 2024, AND RECORDED IN BOOK 4, PAGE 2431, IN THE REGISTER'S OFFICE FOR HUMPHREYS COUNTY, TENNESSEE.

Parcel ID: 072-030.02

PROPERTY ADDRESS: The street address of the property is believed to be 1655 BAKERVILLE RD, WAVERLY, TN 37185. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. 

CURRENT OWNER(S): DERRICK WADE

OTHER  INTERESTED PARTIES:

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. This sale is subject to purchaser’s tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN, PLLC, Substitute Trustee

3145 Avalon Ridge Place, Suite 100

Peachtree Corners, GA 30071

rlselaw.com/property-listing

Tel: (877) 813-0992

Fax: (470) 508-9401

A copy of this notice is being published at www.BetterChoiceNotices.com

Publication Date: September 23 and 30, 2026 and October 7, 2026.