News Democrat Public Notices 6/18/25

IN THE CHANCERY COURT OF HUMPHREYS COUNTY, TENNESSEE, AT WAVERLY

JASON TODD ARNOLD

Plaintiff

VS.

THELMA MARIE {BULTER} ARNOLD

Defendant

NO: 2025-CV-44

ORDER OF PUBLICATION

It appearing from the sworn Complaint filed in this cause, that the present whereabouts of Defendant, Thelma Marie {Bulter} Arnold, is unknown and that she may now reside out of state and cannot be personally served with process, therefore,

IT IS ORDERED That publication hereof be made for four (4) consecutive weeks in the NEWS-DEMOCRAT, a newspaper published at Waverly, in Humphreys County, Tennessee, notifying the Defendant that he is required to file with the Clerk of this Court on or before thirty (30) days from the date of the last publication hereof and serve a copy thereof on the Attorney for the Plaintiff, J. P. Bradley, 110 A West Main Street, Waverly, TN 37185, his answer to the Complaint for Divorce filed in the above cause, which seeks and Absolute Divorce from the Defendant or otherwise said Complaint will be taken for confessed and the cause proceeded with ex parte, and a decree by default entered for the relief demanded.

This 19th day of May. 2025.

MICHAEL S. BULLION, CLERK & MASTER

By: Abby Hurt, DEPUTY CLERK

Publication Dates: May 28, 2025, June 4, 11, and 18, 2025.

SUBSTITUTE TRUSTEE'S NOTICE OF SALE

Sale at public auction will be on June 26, 2025, at or about 10:00 AM, local time, at the Humphreys County Courthouse, 202 Court Square, Waverly, TN 37185, pursuant to the Deed of Trust executed by ROGER BETTY, an individual who is either single or whose spouse doesn’t hold any ownership interest, to MERYL N KEEGAN, as Trustee for APEX BANK dated July 21, 2022, and recorded in Book TD243, Page 1627, in the Register's Office for Humphreys County, Tennessee (“Deed of Trust”), conducted by Padgett Law Group, having been appointed Substitute Trustee, all of record in the Humphreys County Register's Office. Default in the performance of the covenants, terms, and conditions of said Deed of Trust has been made; and the entire indebtedness has been declared due and payable.

Party entitled to enforce the debt: Apex Bank

Other interested parties:  J.P. BRADLEY; Volunteer Title Company, Inc. as trustee

The hereinafter described real property located in Humphreys County will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record:

Legal Description:

(Map 64E, Group B, Parcel 03)

Tract 1:

A certain tract or parcel of land lying and being situated in the Second Civil District of Humphreys County, Tennessee, about two (2) miles east of the Courthouse in Waverly, on the south side of US Highway #70, and more fully described as follows, to-wit:

BEGINNING at a stake in the northwest corner of the Walter Murphree lot in the south margin of U.S. Highway #70, thence South with H. L Park`s east boundary line 200 feet to a corner; thence East at a fence 60 feet to a stake; thence North 200 feet to U.S Highway #70; thence West with said highway 60 feet to the beginning.

Tract 2:

This being a certain lot or parcel of land lying and being situated in the Second Civil District of Humphreys County, Tennessee, located in the City of Waverly, approximately two (2) miles east of the Courthouse Square, on the south side of and adjoining East Main Street (U.8. Route No. 70 Highway) and being what is known as Lot No. 1, Section B, of the Fairfield Subdivision, a plat of which is of record in Plat Cabinet A, Slide 12, of Register`s Office of Humphreys County, Tennessee, and being more particularly described as follows:

BEGINNING at an iron pin in the south right-of-way of East Main Street (U S. Route No 70 Highway) at the northwest corner to Lot No.2, owned by Allie Gwin, of record 1n Deed Book 77, page 95, of the Register`s Office of Humphreys County, Tennessee, and runs thence with the west boundary line to Lot No. 2, South 1° 22‘ 10" West 205.12 feet to a concrete monument in the north boundary to Lot No. 13; thence runs with the north boundary of Lots No. 13, 12 and 11, South 81° 36` 10" West, passing an iron pin reference point at 66.56 feet, in all 81.56 feet to a point in the center of a branch; thence runs with the center of the branch the following chord bearings and distances: North 0" 56` 40" West 126.22 feet; North 6" 18’ 10" East 78.74 feet to a point in the south right-of-way of East Main Street (U.S. Route No. 70 Highway); thence runs with said right-of-way, North 81° 00‘ 00" East, passing an iron pin reference point at 15.00 feet, in all 80.00 feet to the point of beginning, containing an area by computation of 0.39 acre. Survey made by Thomas C. White & Associates, Waverly, Tennessee. All bearings given in reference to magnetic meridian, approximate declination at time of survey 1° 00` East.

INCLUDED in the above two tracts but EXCLUDED from this conveyance is a tract of land conveyed to the State of Tennessee by deed of record in Deed Book 150, page 387, Register`s Office of Humphreys County, Tennessee.

(Map 64E, Group B, Parcel 3.01)

Tract 3:

A certain tract or parcel of land lying and being in the Second Civil District of Humphreys County, Tennessee, in the Fairfield Subdivision of the City of Waverly, and described as follows:

Being Lot Nos. 11, 12 and 23 feet of Lot No. 13, Block "B" of said subdivision and bounded specifically as follows:

BEGINNING on a stake in a ditch, 200 feet south of U. S. Highway No. 70 and a culvert, runs thence East with a line paralleling said Highway North 80 degrees East 80 feet to the northeast corner of Lot No. 12 and continuing on Lot No. 13, 23 feet, in all 103 feet; thence South 150 feet to a stake on the north side of Swift Street; thence South with Swift Street 123 feet to a stake in a ditch; thence with the ditch North 150 feet to the beginning point, as shown in the plat of record in the Register`s Office of Humphreys County, Tennessee.

Being the same property conveyed to Roger Betty by deed of record in Deed Book 212, page 2050, Register`s Office of Humphreys County, Tennessee. 

Street Address: The street address of the property is believed to be 109 Swift Street, Waverly, TN 37185, but such address is not part of the legal description of the property. In the event of any discrepancy, the legal description herein shall control.

Map/Parcel Number: Map 64E, Group B, Parcel 03; 064E-B-003.01

Current owner(s) of Record: ROGER BETTY

This sale is subject to all matters shown on any applicable recorded Plat or Plan; any unpaid taxes and assessments; any restrictive covenants, easements or setback lines that may be applicable; rights of redemption, equity, statutory or otherwise, not otherwise waived in the Deed of Trust, including rights of redemption of any government agency, state or federal; and any and all prior deeds of trust, liens, dues, assessments, encumbrances, defects, adverse claims and other matters that may take priority over the Deed of Trust upon which this foreclosure sale is conducted or are not extinguished by this Foreclosure Sale.

THE PROPERTY IS SOLD WITHOUT ANY REPRESENTATIONS OR WARRANTIES, EXPRESSED OR IMPLIED, RELATING TO TITLE, MARKETABILITY OF TITLE, POSSESSION, QUIET ENJOYMENT OR THE LIKE AND FITNESS FOR A GENERAL OR PARTICULAR USE OR PURPOSE. The title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the sale to another time certain or to another day, time, and place certain, without further publication upon announcement on the day, time, and place of sale set forth above or any subsequent adjourned day, time, and place of sale.

If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified check made payable to or endorsed to Padgett Law Group.  No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders.  Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee.  This sale may be rescinded by the Substitute Trustee at any time.

Padgett Law Group, Substitute Trustee

6267 Old Water Oak Road, Suite 203

Tallahassee, FL 32312

(850) 422-2520 (telephone)

(850) 422-2567 (facsimile)

attorney@padgettlawgroup.com

PLG# 25-003483-1

Publication Dates: June 4, 11, and 18, 2025.

NOTICE OF SALE OF REAL ESTATE

WHEREAS, on the 24th day of July, 2009, by Deed of Trust in the Register's Office of Humphreys County, Tennessee, in Trust Deed Book 208, Page 527, JASON M. BURCHAM and wife, MEGAN L. BURCHAM, conveyed to Ramsey Thornton & Barrett, Trustee, the hereinafter described real estate to secure the payment of their promissory note of even date therewith payable to the order of KEITH W. LEE and GLENDA J. LEE, Trustees of the Keith and Glenda Lee Revocable Living Trust, in the original principal amount of EIGHTY NINE THOUSAND and NO/100 ($89,000.00) DOLLARS; and

WHEREAS, default has been made in the payment of said indebtedness and other provisions of the Deed of Trust have been violated, and KEITH W. LEE and GLENDA J. LEE, Trustees of the Keith and Glenda Lee Revocable Living Trust, the holder of the said indebtedness, has declared the entire amount of the note due and payable as provided in said Deed of Trust has been directed to foreclose the Deed of Trust in accordance with the terms thereof, the public is hereby notified that the Trustee or its designated agent will sell the hereinafter described real estate at Public Auction, to the highest and best bidder, for cash in hand, at the Humphreys County Courthouse in Waverly, Tennessee, at the hour of 10:00 A.M., Uniform Standard Time, on Thursday, July 3, 2025; said property to be sold in bar of the right of redemption and subject to the lien of all special assessments against the property.  The street address of the property is 113 Hidden Hills Drive, Waverly, Tennessee 37185, and is more particularly described as follows:

Lying and being in the Second Civil District of Humphreys County, State of Tennessee, within the corporate limits of the City of Waverly, being Lot No. 7 of the Hidden Hills Subdivision, Section D, as shown on plat of record in Plat Cabinet A, Slide 107, in the Register’s Office of Humphreys County, State of Tennessee, to which reference is hereby made for a more complete description.

Being the same property conveyed to Jason M. Burcham and wife, Megan L. Burcham by deed from Keith W. Lee, Trustee and Glenda J. Lee, Trustee of the Keith and Glenda Lee Revocable Living Trust, dated July 24, 2009, of record in Warranty Deed Book 194, Page 292, in the Register's Office of Humphreys County, Tennessee.

This conveyance is subject to restrictions and reservations, of record in Deed Book 134, Page 1126 and is further subject to all matters, as shown on plat of record in Cabinet A, Slide 107, in the Register's Office of Humphreys County, Tennessee.

OTHER INTERESTED PARTIES: Personal Finance Company, LLC

The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above.

This is an attempt to collect a debt, and any information obtained will be used for that purpose.

Said sale will be subject to all unpaid real property taxes for the City of Waverly and for Humphreys County, Tennessee, and governmental zoning and subdivision ordinances in effect on the day of sale, and to any restrictions, easements and other encumbrances of record.

Said Deed of Trust recites title as unencumbered, except as noted herein, but sale will be made as Trustee only, without covenants of seizin or warranties of title.

The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Trustee, be cause for rejection of the bid, and if the bid is rejected, the Trustee shall have the option of making the sale to the next highest bidder who is ready willing, and able to comply with the terms thereof. The proceeds derived from the sale of the property will be applied as provided in said Deed of Trust. Announcement made on the day of the sale will supersede the terms and provisions of any printed announcement of sale.

This foreclosure is being handled by: RAMSEY THORNTON BARRETT OSBORN, PLC, 702 East College Street, Suite 200, Dickson, TN 37055 (615) 740-5700.

RAMSEY THORNTON BARRETT OSBORN, PLC, TRUSTEE

Publication Dates: June 11, 18, and 25, 2025.

BID NOTICE

The Humphreys County Health Department is accepting sealed bids for new office furniture. Interested vendors should contact Director Sherrie Booker at sherrie.booker@tn.gov to arrange a site visit and tour of the facility. Bids must be submitted by June 25, 2025, at 3:00 PM to the Rawlings Building, 102 Thompson St., Room 1, Waverly, TN 37185, where they will be publicly opened. Late or emailed bids will not be accepted. Humphreys County reserves the right to accept or reject any and all bids.

Publication Date: June 18, 2025.

NOTICE OF SUBSTITUTE TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust dated November 30, 2022, executed by CAMERON SHAWN MCLAUGHLIN, a married man, to Megan K. Trott as Trustee for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR LENDING HAND MORTGAGE, LLC, its successors and assigns, recorded on December 5, 2022 in Book TD244, Page 2207, in Instrument Number:  22003836, in the Register of Deeds Office for Humphreys County, Tennessee, to which reference is hereby made; and

WHEREAS, PLANET HOME LENDING, LLC, hereinafter "Creditor", the party entitled to enforce said security interest, having appointed Robertson, Anschutz, Schneid, Crane & Partners, PLLC, as Substitute Trustee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that Robertson, Anschutz, Schneid, Crane & Partners, PLLC, as Substitute Trustee, or its agent, by virtue of the power, duty, and authority vested in and imposed upon said Substitute Trustee, will, on July 22, 2025, at 11:00 AM local time, at the Humphreys County Courthouse, 100 N Court Square, Waverly, TN 37185 in Humphreys County, Tennessee, offer for sale certain property hereinafter described to the highest bidder for cash or certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the Substitute Trustee.  The property to be sold is described as follows:

A CERTAIN TRACT OR PARCEL OF LAND SITUATED IN THE SECOND CIVIL DISTRICT OF HUMPHREYS COUNTY, TENNESSEE, IN THE CITY OF WAVERLY, AND BEING TRACT NO. 14 OF SYKES VIEW SUBDIVISION AS SHOWN ON PLAT OF RECORD IN PLAT BOOK 2, PAGE 127, OF THE REGISTER'S OFFICE OF HUMPHREYS COUNTY, TENNESSEE AND BOUNDED AND DESCRIBED AS FOLLOWS:

BEGINNING AT A STAKE IN THE NORTH MARGIN OF SUNSET DRIVE, THE SAME BEING SWC OF LOT NO. 13; RUNNING THENCE WITH SAID DRIVE SOUTH 56°13' WEST 100 FEET TO A STAKE; THENCE NORTH 33°47' WEST 150 FEET TO A STAKE; THENCE NORTH 56°13' EAST 100 FEET TO A STAKE; THENCE SOUTH 33°47' EAST 150 FEET TO THE BEGINNING..

BEING THE SAME PROPERTY CONVEYED TO THE GRANTOR(S) BY DEED OF RECORD IN BOOK 213, PAGE 694, REGISTER'S OFFICE FOR HUMPHREYS COUNTY, TENNESSEE.

Commonly known as: 203 SUNSET DR WAVERLY, TN 37185

Parcel number(s): 064E A 020.00

In the event of a discrepancy between the legal description, the street address, and/or the parcel number(s), the legal description shall control. 

The sale is subject to the following: tenant(s)/occupant(s) rights in possession, if any; all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any state or federal governmental agency; any prior liens or encumbrances; any priority created by a fixture filing; and any matter that an accurate survey of the property might disclose. Additionally, the following parties might claim an interest in the property: CAMERON SHAWN MCLAUGHLIN.

If the United States, the State of Tennessee, or any agency thereof have any liens on the property and are named herein as interested parties, timely notice has been given to them in accordance with applicable law, and the sale will be subject to any applicable rights of redemption held by such entities, as required by 26 U.S.C. § 7425 and/or T.C.A. § 67-1-1433.

The property will be sold AS IS, WHERE IS, WITH ALL FAULTS, and without warranty of any kind, express or implied, as to the condition of the property or any improvements thereon, including but not limited to merchantability or fitness for a particular purpose.  The Substitute Trustee makes no covenant of seisin or warranty of title, express or implied, and will only convey the property by Substitute Trustee’s Deed.  Except as noted above, all right and equity of redemption, statutory or otherwise, homestead, and exemption are expressly waived in the Deed of Trust.

The sale held pursuant to this notice is subject to the express reservation that it may be rescinded by the Substitute Trustee at any time.  If the sale is rescinded for any reason, the purchaser shall only be entitled to a refund of funds tendered to purchase the subject property, and shall have no further or other recourse against Creditor, the Substitute Trustee, or their successor(s), assign(s), agent(s), and attorney(s).  The right is reserved to adjourn the sale to another day, time, and place certain, without further publication, upon announcement at the time and place for the sale set forth above.  Notice of such adjournment will also be mailed to interested parties when required by applicable law.

If you have any questions or concerns, please contact:

Robertson, Anschutz, Schneid, Crane & Partners, PLLC

Attn: TN Foreclosure

13010 Morris Rd, Ste 450

Alpharetta, GA 30004

(423) 498-7400

tnfc@raslg.com

Please reference file number 25-299596 when contacting our office. 

Investors website: https://www.rascranesalesinfo.com/

THIS OFFICE MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Publication Dates: June 18, 25, 2025 and July 2, 2025.

NOTICE OF SUBSTITUTE TRUSTEE SALE

Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated August 31, 2010, executed by David Randall Meredith and Kathy M. Meredith, to L. Petty as Trustee, for the benefit of CitiFinancial, Inc., of record in Book TD210, Page 1321, Instrument No. 10002010 in the Register’s Office for Humphreys County, Tennessee, conveying certain real property therein described, and Edward D. Russell of The SR Law Group, having been appointed as Substitute Trustee in Book TD245, Page 1304, at Instrument No. 23000692 of record in the Register's Office for Humphreys County, Tennessee; 

WHEREAS, the said Deed of Trust was last assigned to U.S. BANK TRUST NATIONAL ASSOCIATION, AS TRUSTEE OF THE IGLOO SERIES V TRUST (“Holder”), c/o SN Servicing Corporation, its attorney in fact, the entire indebtedness having been declared due and payable to Holder, Holder has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, Edward D. Russell of The SR Law Group, will by virtue of the power and authority vested as Substitute Trustee, on Tuesday, July 23, 2025 at 10:00 a.m. local time, at the Humphreys County Courthouse, 100 North Court Square, Waverly,  Tennessee, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following The following described real property, situated lying and being in the 2nd Civil District of Humphreys County, Tennessee, to wit:

Lying and being situated in the Second Civil District of Humphreys County, Tennessee, and being Lot No. 11 of the WESTGAATE SUBDIVISION, a plat of which is of record in Plat Book 3, page 17, Register’s Office, Humphreys County, Tennessee.

tract of land, situated in the 9th Civil District of Robertson County, Tennessee, more particularly described as follows, to wit:

Being the same fee simple property conveyed by Warranty Deed from Hugh E. Phillips and Diane L. Phillips wife to David Randall Meredith and Kathy M. Meredith wife tenancy by the entirety with the right of survivorship, dated 10/22/1986 recorded on 10/22/1986 in Book 147, Page 514 in Humphreys County of Records, State of Tennessee.

Tax ID: 066 081.0091B-D-028.00

Common Property Address: 102 Redwood Drive, Waverly, Tennessee 37185

THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. ANY REPRESENTATION CONCERNING ANY ASPECT OF THE SUBJECT PROPERTY BY A THIRD PARTY IS NOT THE REPRESENTATION/RESPONSIBILITY OF TRUSTEE(S)/SUBSTITUTE TRUSTEE(S) OR THEIR OFFICE.

THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES, LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORKFORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET.

THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE.

IF YOU PURCHASE A PROPERTY AT THE FORECLOSURE SALE, THE ENTIRE PURCHASE PRICE IS DUE AND PAYABLE AT THE CONCLUSION OF THE AUCTION IN THE FORM OF A CERTIFIED/BANK CHECK MADE PAYABLE TO OR ENDORSED TO THE SR LAW GROUP. NO PERSONAL CHECKS WILL BE ACCEPTED. TO THIS END, YOU MUST BRING SUFFICIENT FUNDS TO OUTBID THE LENDER AND ANY OTHER BIDDERS. INSUFFICIENT FUNDS WILL NOT BE ACCEPTED. AMOUNTS RECEIVED IN EXCESS OF THE WINNING BID WILL BE REFUNDED TO THE SUCCESSFUL PURCHASER AT THE TIME THE FORECLOSURE DEED IS DELIVERED.

OTHER INTERESTED PARTIES: David Randall Meredith; Kathy M. Meredith

THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

This day, May 13, 2025.

Edward D. Russell, Substitute Trustee, The SR Law Group, PO Box 128, Mt. Juliet, TN 37121

(615) 559-3190; erussell@thesrlawgroup.com

Publication Dates: June 18, 25, 2025 and July 2, 2025.